WealthWise

    Features

    Every tool your money needs

    Track, manage, and grow your finances — in one calm, precise place.

    The difference

    Trackers tell you what you own. We tell you where it's going.

    A portfolio tracker adds up your assets and shows you a number. Useful once a month. The decisions that actually move that number happen daily — whether to order in again, whether the EMI clears this week, which subscription is still charging you. WealthWise is built for that layer: budgets that warn you at 80%, not at month-end; bill and EMI reminders on a calendar; a month-end forecast from your own run rate; and expenses mapped to the vehicle, pet, trip or person they were really for. Net worth is here too — it's just not the point.

    Expense Tracking

    Easily track and categorize your expenses to understand where your money is going.

    • Category-based tracking
    • Recurring transactions
    • Search, filters and summaries

    Budget Management

    Create and manage budgets to keep your spending in check and achieve your financial goals.

    • Category-based budgets
    • Live pacing against your monthly limit
    • Budget alerts and notifications

    Investment Tracking

    Monitor your holdings and returns over time. Values come from the prices you record — we don't connect to your broker or demat account.

    • Profit/loss and returns per holding
    • Allocation by type — equity, MF, FD, PPF, NPS, gold
    • Maturity dates and dividend yield

    Going deeper

    Advanced financial tools

    Financial Goals

    Set and track your financial goals to stay motivated and on track for success.

    • Custom goal creation
    • Progress tracking
    • Goal achievement projections
    • Milestone celebrations

    Reports & Analytics

    Gain insights into your financial health with detailed reports and analytics.

    • Income vs. expense trends
    • Spending pattern analysis (Premium)
    • CSV export on every plan — import from bank statements (Standard & Premium)

    Bills & EMI Reminders

    Every bill, EMI and premium on one calendar, so a due date never arrives as a surprise — and you can watch the principal actually come down.

    • Due dates marked on your calendar
    • Loan repayment progress — principal vs interest paid
    • Mark paid, and it rolls to the next cycle

    Smart Insights

    Plain arithmetic on your own data, on every plan — no AI guesswork, no black box.

    • Safe-to-spend today and budget pacing
    • Subscriptions detected from repeating charges
    • 80C tracker, emergency-fund runway, health score

    Net Worth Tracking

    Track your assets and liabilities to get a complete picture of your financial health.

    • Asset tracking
    • Liability management
    • Net worth calculation
    • Historical net worth trends

    Vehicle Management

    Know exactly what each vehicle costs you — not just "transportation". Map petrol, service and parts expenses to your car or bike.

    • Fuel & service expense mapping per vehicle
    • Mileage (km/l) from your fill-ups
    • Service history & per-vehicle spend breakdown

    Spend Groups

    Create a group for anything you want to track — a pet, a trip, a house, a family member's medical care — and map expenses to it.

    • Your own trackers: pets, trips, weddings, home, medical
    • Per-group totals with category breakdown
    • Archive finished trips & events, keep the history

    Security & Privacy

    Your financial data is encrypted in transit and at rest, never sold, and never shared.

    Standard & Premium

    What paid plans unlock

    Everything below is available today — no waiting lists, no “coming soon”. Premium includes everything in Standard.

    Understand your spending

    See where the money actually went, not just what it totalled.

    Standard & Premium

    • Spending trends with month-on-month deltas
    • Money flow — income streaming into every category
    • Essential vs lifestyle split
    • Recurring payment detection — find forgotten subscriptions
    • Smart Insights — plain arithmetic on your own data, never AI guesswork
    • Category drill-down by month

    Plan ahead

    Look forward from what you've logged, and back across your whole history.

    Premium

    • Cashflow forecast — projected month-end balance
    • Net worth history — track the trend over time
    • Projected income and spend for the month

    No limits

    Every cap removed — track as much as your life actually contains.

    Premium

    • Unlimited transactions, budgets and goals
    • Unlimited investments, policies and bills
    • Unlimited vehicles and spend groups
    • Priority email support

    Separately, our 27+ finance calculators — income tax, HRA, capital gains, SIP and retirement — are free for everyone, with no account required.

    See it with your own numbers

    Start managing your finances better today.